END USER LICENSE AGREEMENT FOR RETURNS PROGRAM (“AGREEMENT”)

IMPORTANT: PLEASE READ THE FOLLOWING AGREEMENT CAREFULLY.

BY ACCESSING DOWNLOADING, INSTALLING, COPYING, CLICKING ON AN "ACCEPT" BUTTON, OR OTHERWISE USING THE PRODUCT (AS DEFINED BELOW), WHETHER AS THE DOWNLOADABLE SOFTWARE VERSION (DEFINED BELOW) OR THE WEB-BASED SOFTWARE VERSION (DEFINED BELOW), YOU AGREE TO THE TERMS OF THIS AGREEMENT AS APPLICABLE TO THE RESPECTIVE VERSIONS OF THE SOFTWARE. THE PRODUCT CONTAINS SOFTWARE, DOCUMENTATION AND CONTENT (AS DEFINED BELOW), THE USE OF WHICH IS LICENSED, NOT SOLD, TO YOU, ONLY IF YOU AGREE TO THE TERMS AND CONDITIONS HEREIN.

IF YOU ARE ACCEPTING THESE TERMS ON BEHALF OF AN EMPLOYER OR CONTRACTOR AS LICENSEE (DEFINED BELOW), YOU REPRESENT AND WARRANT THAT YOU HAVE FULL AUTHORITY TO BIND LICENSEE TO THESE TERMS AND CONDITIONS.

IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT, DO NOT ACCESS, DOWNLOAD, INSTALL, COPY, CLICK ON AN "ACCEPT" BUTTON, OR USE THE PRODUCT.

This Agreement is a legal agreement between You (“You”, “Your”, or “Licensee”) and Dimensional Fund Advisors ("Dimensional,") (each a Party and collectively the Parties) for the Product accompanying this Agreement, which includes Software, Documentation, and Content.

If You are using the Product as an employee (or contractor), the legal entity that employs You (or is a contracting party with You) is a Licensee and bound by the terms of this Agreement. You are binding your employer (or contracting party) and yourself personally as an employee (or contractor), to this Agreement by using the Product. This Agreement contains the Parties' entire understanding relating to the subject matter and supersedes all prior or contemporaneous agreements.

License Grant and Restrictions.
1. With respect to the Downloadable Software Version (defined herein), Dimensional hereby grants to You, and You accept, a non-exclusive, non-transferable, revocable license to download, install and execute the accompanying downloadable software program(s) ("Downloadable Software Version"), in machine-readable, object code form only the accompanying user documentation ("Downloadable Documentation") and Content (as defined below), only as authorized in, and subject to the terms of, this Agreement.
  With respect to the Web-based Software Version (defined herein), Dimensional hereby grants to You, and You accept, a non-exclusive, non-transferable, revocable license to access and use a version of the software accessible through Dimensional’s website located at https://returnsweb.dimensional.com/ (the "Website") ("Web-based Software Version"), the accompanying user documentation ("Web-based Documentation") and Content (as defined below), only as authorized in, and subject to the terms of, this Agreement and by Website's Terms of Use and Privacy Policy set forth in Appendix A attached hereto, which are incorporated herein by this reference with respect to the Web-based Software Version. Your access to and use of the Web-based Software Version and Content accessed with respect thereto may require you to acknowledge your acceptance of such Terms of Use and Privacy Policy and/or to register with the Website and your failure to do so may restrict you from accessing or using certain of the Web-based Software Version’s features and functionality. Any violation of such Terms of Use will also be deemed a violation of this Agreement.
2. The Downloadable Software Version and the Web-based Software Version are referred to collectively as the “Software” herein. The Downloadable Documentation and the Web-based Documentation are referred to collectively as the “Documentation” herein. The Software, Documentation, Content and any versions thereof are collectively defined herein as the "Product."
3. There are no implied licenses under this Agreement, and any and all rights not explicitly granted under this Agreement are reserved by Dimensional and its licensors. All right, title, and interest, including intellectual property rights in and to the Product, including all rights in patents, copyrights, trademarks, and trade secrets applicable thereto, remain vested in Dimensional or its licensors.
4. Except to the extent expressly permitted by this Agreement or by applicable law, You may not do any of the following without Dimensional’s written consent and covenant and agree not to do any of the following: (i) copy, reproduce, display, perform, exploit, use, disclose, distribute, transmit, sublicense, resell, rent, lease, pledge, rent, share, transfer or assign the Product or any of its components; (ii) decompile, compile, reverse engineer, disassemble or otherwise attempt to obtain the source code of the Product or any of its components; (iii) alter, modify or create any derivative works of the Product or any of its components; (iv) remove, efface or obscure any copyright or other proprietary notices or legends from the Product or any of its components; (v) install or use the Product or any of its components on more than one computer system, including by installing the Software on a local area network computer or network server for sharing with other computers or devices or (vi) access or use the Software or Website for purposes of competitive analysis of the Software or Dimensional’s services, the development, provision or use of a competing software service or product or any other purpose that is to Dimensional’s detriment or commercial disadvantage. The Product is licensed as a single product. Its component parts may not be separated for use on more than one computer.
5. The integrity of this Software and any Content accessed through it is protected by technical protection measures so that the intellectual property rights, including copyright, in the Software and Content of Dimensional and its licensors are not misappropriated. You must not attempt in any way to remove or circumvent any such protection, nor to apply, manufacture for sale, hire, import, distribute, sell, nor let, offer, advertise or expose for sale or hire, nor have in Your possession for private or commercial purposes, any means whose sole intended purpose is to facilitate the unauthorized removal or circumvention of such protection.
6. In order to use the Software, You may be required to register and select Access Credentials (defined herein). "Access Credentials" means any user name, identification number, password, license or security key, security token, PIN or other security code, method, technology or device used, alone or in combination, to verify an individual's identity and authorization to access and use the Software. You may not bypass or breach any security device or protection used by Dimensional or a third party or access or use the Software other than by valid Access Credentials. You shall employ all physical, administrative and technical controls, screening and security procedures and other safeguards necessary to: securely administer the distribution and use of all Access Credentials and protect against any unauthorized access to or use of the Software and Website.
7. The Software or Website may allow You to provide, upload, submit, publish or display content or materials (collectively, "User Contributions") on or through the Website or Software including data for use with the Software. Any User Contributions will be considered non-confidential and non-proprietary. By providing any User Contributions on the Website or through the Software, You grant us and our licensees, successors and assigns the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material for any purpose. In addition, You represent and warrant that: (i) You own or control all rights in and to the User Contributions and have the right to grant the license granted above to Dimensional and our licensees, successors and assigns; and (ii) the User Contributions do and will comply with this Agreement. You understand and acknowledge that You, not Dimensional, are responsible for any User Contributions, including, without limitation, its legality, reliability, accuracy and appropriateness. Dimensional is not responsible, or liable to any third party, for the content or accuracy of any User Contributions provided by Your or any other user of the Website or Software.
Content. By using the Software, Dimensional may provide You with text, data, information, music, sound, photographs, graphics, images, video, messages, or other materials ("Content"); provided that Content does NOT include any material that has been added, integrated or used with the Product by anyone other than Dimensional. Content is owned by or licensed to Dimensional pursuant to agreements with Ibbotson Associates and others ("Third Party Licensors"), or Dimensional believes such Content is otherwise permitted to be used with the Product. Some or all of the Content may be protected by copyright. Content is provided for informational and educational purposes only and is not warranted to be free of errors, omissions, typographical errors, or other deficiencies. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of the Content. Some of the Content may contain actual performance data from mutual funds managed by Dimensional. Such performance data is based on historical earnings and is not intended to indicate future performance. Any investment return and principal value of an investment will fluctuate such that an investor's shares, when redeemed, may be worth more or less than its original cost. To compare the Content to third party performance data, please refer to the accompanying standardized performance quotations computed in accordance with the Securities and Exchange Commission guidelines. Content is provided solely for Your use in connection with use of the Software and, except for such use, You may not otherwise store, copy, modify, reproduce, distribute, transmit in any manner, display publicly, or use the Content in any way for any public purpose. Dimensional may at any time, without liability to You or to any other person, modify, alter, or delete any of the Content provided under the terms of this Agreement, including Content residing on the computer or backup computer licensed under the “License Grant” section of this Agreement. Unauthorized use of Content may result in infringement of intellectual property and contractual rights of Dimensional or Third Party Licensors which is prohibited by law and could result in substantial civil and criminal penalties.
Copies. You may make one copy of the Downloadable Software Version for the purpose of backup in the event the original media is damaged or destroyed. Any such copies of the Downloadable Software Version or portions of the Downloadable Software Version shall include Dimensional's copyright and other proprietary notices. Except as authorized under this paragraph, no copies of the Downloadable Software Version, or any portions thereof, may be made by You or any person under Your authority or control.
Dimensional's Rights. You acknowledge and agree that: (a) the structure, sequence, algorithms, flowcharts, process, procedure, formula and organization of the Product and other confidential information provided to you are the valuable trade secrets of Dimensional and, if applicable, its Third Party Licensors and as such constitute Confidential information (as defined below), and You agree to hold all such trade secrets and Confidential Information in confidence; (b) the Product is a proprietary product of Dimensional, and, if applicable, its Third Party Licensors, protected under U.S. copyright law, and all right, title, and interest in and to the Product, including associated intellectual property rights, are and shall remain with Dimensional and, if applicable, its Third Party Licensors; and (c) this Agreement does not convey to You an interest in or to the Product or any portion of the Product, but only a limited right of use revocable in accordance with the terms of this Agreement.
Representations and Warranties. You represent, warrant and covenant to Dimensional that (i) You shall comply with the terms and conditions of any license agreements, present or in the future, which govern the use of any data, information, collections, copyrighted works, intellectual property or other third party materials ("Third Party Materials") in connection with the Software; (ii) You have entered into all necessary license agreements with each third party where such agreements grant to You the right and license to use Third Party Materials in connection with the Software; (iii) You will not use the Software in a manner which would infringe the copyright, trademark or other intellectual property rights of any third party; and (iv) You have or will secure all necessary consents, permissions, clearances, authorizations and waivers from third parties for the use of Third Party Materials in connection with the Software.
Indemnification. You agree to indemnify, defend and hold harmless Dimensional, its licensors, and its and their respective directors, officers, subsidiaries, shareholders, employees, agents and affiliates, and defend any action brought against any such person or entity with respect to any and all losses, costs, damages, expenses (including attorney's fees), or any claim or action (“Losses”) relating to, arising out of or based in any respect on Your use of (or inability to use) the Product: (i) Your or a third party’s use of the Product, whether or not Losses relate to or arise out of any acts or omissions of Dimensional (whether reckless, negligent or otherwise) or any defect or error of the Product; or (ii) Your or any third party’s use of any Third Party Materials in connection with the Product. No defense or indemnity of any kind is provided hereunder by Dimensional, its licensors or any other party with respect to any claim, demand, cause of action, cost, loss, damage, expense or liability arising from or based on Your or any third party's use of (or inability to use) the Product.
Term; Termination; Audit. This Agreement is effective upon Your clicking "Accept" when prompted or use of the Software and shall continue until terminated. This Agreement may be terminated at any time by either Party with or without cause by providing a written notice to the other Party. This Agreement will terminate immediately upon the breach by You of any term hereof. Upon termination of this Agreement, You agree to immediately cease and desist the use of and destroy the Product and all copies, portions and extracts of the Product in any form and certify such destruction to Dimensional. No more frequently than once annually, and during the one (1) year period immediately following the expiration or termination of this Agreement, Dimensional shall have the right upon fourteen (14) days advance notice to You to cause an audit and inspection to be made of Your compliance under this Agreement, including without limitation use of the Software, Content, and Documentation. Such audit shall be conducted by independent, third party auditors (which may include technical auditors) selected by Dimensional and all information disclosed and/or provided to such auditors in connection with such audit will be subject to an appropriate prior written confidentiality agreement.
No Warranty, No Support. YOU USE THIS PRODUCT AT YOUR OWN RISK. THE PRODUCT IS LICENSED "AS IS," AND TO THE FULL EXTENT ALLOWED BY LAW, DIMENSIONAL AND ANY OF ITS LICENSORS DISCLAIM ANY AND ALL OTHER WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES, TERMS, OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SATISFACTORY QUALITY, OR CONSISTENCY WITH DESCRIPTIONS THEREOF. THE PRODUCT IS PROVIDED FOR GENERAL INFORMATIONAL PURPOSES ONLY AND IS NOT WARRANTED TO BE FREE OF ERRORS, OMISSIONS, TYPOGRAPHICAL ERRORS, OR OTHER DEFICIENCIES. YOU ARE ASSUMING ANY AND ALL RISKS ASSOCIATED WITH USING THIS PRODUCT TO THE FULLEST EXTENT ALLOWED BY LAW. THE PRODUCT IS PROVIDED “AS IS” AND WITHOUT MAINTENANCE OR SUPPORT. YOU ACKNOWLEDGE AND AGREE THAT NEITHER DIMENSIONAL NOR ITS LICENSORS HAS ANY RESPONSIBILITY TO PROVIDE UPGRADES, SUPPORT, MAINTENANCE OR FIELD SERVICE IN CONNECTION WITH THE PRODUCT.
NO RECOMMENDATION. You understand and agree that the Product is intended for use by institutions and knowledgeable financial advisers and that the Product does not constitute a recommendation to any person of any service or product offered by Dimensional. You agree that if You use any of the Content to create materials for third parties, You will make reasonable attempts to ensure that the Content is accurately reproduced as of the time that it is used. You further agree that the Content will not be presented in a misleading manner and that You are responsible for ensuring that any Content You use complies with all applicable laws, including, but not limited to state and federal securities laws.
Limitation of Liability. TO THE FULLEST EXTENT ALLOWED BY LAW, IN NO EVENT SHALL DIMENSIONAL OR ANY OF ITS LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES OF ANY KIND, OR LOST PROFITS, LOSS OF INFORMATION, DATA, OR ANY OTHER FINANCIAL LOSS OR THIRD PARTY CLAIMS, WHETHER BASED IN CONTRACT OR TORT (INCLUDING NEGLIGENCE), EVEN IF DIMENSIONAL OR ANY OF ITS LICENSORS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER SUCH LOSSES WERE SUFFERED BY YOU OR A THIRD PARTY, DIMENSIONAL'S CUMULATIVE LIABILITY TO YOU OR ANY OTHER PARTY FOR ANY LOSS OR DAMAGES RESULTING FROM ANY CLAIMS, DEMANDS, OR ACTIONS ARISING OUT OF OR RELATING TO THIS AGREEMENT SHALL NOT EXCEED, AT DIMENSIONAL'S SOLE OPTION, REPLACEMENT OF THE SOFTWARE, OR TERMINATION OF THIS AGREEMENT. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IF THE IMPLIED WARRANTIES ARE NOT ALLOWED BY LAW TO BE EXCLUDED IN THEIR ENTIRETY, THEY WILL BE LIMITED TO THE FULLEST EXTENT ALLOWED BY LAW.
Governing Law; Severability; Waiver, Export. This Agreement shall be construed and governed in accordance with the laws of the State of Texas, excluding its conflicts of laws principles. Should any term of this Agreement be declared void or unenforceable by any court of competent jurisdiction, such declaration shall have no effect on the remaining terms hereof. In addition, in the event that any provision of this Agreement (or portion thereof) is determined by a court to be unenforceable as drafted, the Parties acknowledge that it is their intention that such provision (or portion thereof) will be construed in a manner designed to effectuate the purposed of such provision to the maximum extent enforceable under applicable law. The failure of either Party to enforce any rights granted hereunder or to take action against the other Party in the event of any breach hereunder shall not be deemed a waiver by that Party as to subsequent enforcement of rights or subsequent actions in the event of future breaches. You acknowledge that the Product is subject to U.S. export jurisdiction. You agree to comply with all applicable international and national laws that apply to the Product, including the U.S. Export Administration Regulations, as well as end-user, end-use and destination restrictions issued by the U.S. and other governments.
Entire Agreement. This agreement represents the entire agreement concerning the Product between You and Dimensional and supersedes any prior agreements, oral or written, with respect to the Product. By clicking "Accept," accessing, downloading, installing or copying the Software, Content or Documentation, You agree that You have read the terms and conditions of this Agreement; You understand and agree to the terms and conditions of this Agreement as it may be amended from time to time; You intend to form a legally binding contract with Dimensional concerning the subject matter of this Agreement; and You agree to abide by all of the terms and conditions of this Agreement. If You do not accept these terms and conditions, click the "Decline" button below and destroy the Product and all copies, portions and extracts of the Product in any form in accordance with the terms and conditions of this Agreement and do not access, download, install or copy the Software, Content, or Documentation. Dimensional may at any time, without liability to You or to any other person, and upon as much notice as is reasonably practical under the circumstances, modify the terms of this Agreement. If you continue to use the Product, Software, Content or Documentation following receipt of such notice, You will be assumed to have agreed to the modifications of the Agreement.
Arbitration. All claims, controversies and related issues which may arise between or among the parties to this Agreement (including their representatives, employees and agents) concerning the Product; conduct of a Party or its representatives, employees or agents; the terms or performance of this Agreement; breach of any duty; or the violation of any federal or state law or regulation shall be resolved by binding arbitration rather than by lawsuit in a court. The arbitration shall be governed by the United States Arbitration Act, 9 U.S.C. §§ 1-16. Arbitration proceedings shall be conducted in Austin, Texas. The arbitration shall be conducted in accordance with the American Arbitration Association. There shall be a minimum of three arbitrators experienced in the business of investment management. The arbitrators shall deliver a written opinion with their award. The award of the arbitrators, or of the majority of them, shall be final and binding and judgment upon the award may be entered in and enforced by any federal or state court having jurisdiction.
Trademarks. Microsoft, Windows ® are either trademarks or registered trademarks of Microsoft Corporation in the U.S. and/or other countries. All other product names mentioned herein or in the Product may be trademarks or registered trademarks of their respective companies and are hereby acknowledged.

Copyright © 2019 by Dimensional Fund Advisors
Copyright © 2019 by Ibbotson Associates
Agreement Regarding Content From Morgan Stanley Capital International Inc. (“MSCI”) In addition to the provisions set forth above, You agree to the following with respect to Content from MSCI (“MSCI Data”) and Your use thereof:
1. You agree to use the MSCI Data solely for internal purposes and will not redistribute the MSCI Data in any form or manner to any third party.
2. You represent that You will not use or permit anyone else to use the MSCI Data in connection with the creating, managing, advising, writing, trading, marketing or promotion of any securities or financial instruments or products, including, but not limited to, funds, synthetic or derivative securities (e.g., options, warrants, swaps, and futures), whether listed on an exchange or traded over the counter or on a private-placement basis or otherwise or to create any indices (custom or otherwise).
3. You represent that You will treat the MSCI Data as proprietary to MSCI. Further, You shall acknowledge that MSCI is the sole and exclusive owner of the MSCI Data and any trade secrets, copyrights, trademarks and other intellectual property rights in or to the MSCI Data.
4. You represent that You will not (i) copy any component of the MSCI Data, (ii) alter, modify or adapt any component of the MSCI Data, including, but not limited to, translating, decompiling, disassembling, reverse engineering or creating derivative works, or (iii) make any component of the MSCI Data available to any other person or organization (including, without limitation, the Your present and future parents, subsidiaries or affiliates) directly or indirectly, for any of the foregoing or for any other use, including, without limitation, by loan, rental, service bureau, external time sharing or similar arrangement.
5. You are obligated to reproduce on all permitted copies of the MSCI Data all copyright, proprietary rights and restrictive legends appearing on the MSCI Data.
6. You acknowledge that You assume the entire risk of using the MSCI Data and shall agree to hold MSCI harmless from any claims that may arise in connection with any use of the MSCI Data by You or Your permitted affiliates.
7. You acknowledge that MSCI may, in its sole and absolute discretion and at any time, terminate Your right to receive and/or use the MSCI Data.
8. You acknowledge MSCI as a third party beneficiary of this Agreement, entitled to enforce all provisions of such Agreement relating to the MSCI Data.
9. THE DATA ARE PROVIDED TO YOU ON AN "AS IS" BASIS. DIMENSIONAL, ITS INFORMATION PROVIDERS, AND ANY OTHER THIRD PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE DATA MAKE NO REPRESENTATION OR WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THE DATA (OR THE RESULTS TO BE OBTAINED BY THE USE THEREOF). DIMENSIONAL, ITS INFORMATION PROVIDERS AND ANY OTHER THIRD PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE DATA EXPRESSLY DISCLAIM ANY AND ALL IMPLIED WARRANTIES OF ORIGINALITY, ACCURACY, COMPLETENESS, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR ANY PARTICULAR PURPOSE.
  YOU ASSUME THE ENTIRE RISK OF ANY USE YOU MAY MAKE OF THE DATA. IN NO EVENT SHALL DIMENSIONAL, ITS INFORMATION PROVIDERS OR ANY THIRD PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE DATA, BE LIABLE TO YOU, OR ANY OTHER THIRD PARTY, FOR ANY DIRECT OR INDIRECT DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, LOST SAVINGS OR OTHER INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THIS AGREEMENT OR YOUR INABILITY TO USE THE DATA, REGARDLESS OF THE FORM OF ACTION, EVEN IF DIMENSIONAL, ANY OF ITS INFORMATION PROVIDERS, OR ANY OTHER THIRD PARTY INVOLVED IN OR RELATED TO THE MAKING OR COMPILING OF THE DATA HAS BEEN ADVISED OF OR OTHERWISE MIGHT HAVE ANTICIPATED THE POSSIBILITY OF SUCH DAMAGES.
10. You agree to indemnify and hold harmless Dimensional, its information providers, and any other third party involved in or related to the making or compiling of the MSCI Data, their affiliates and subsidiaries and their respective directors, officers, employees and agents from and against any claims, losses, damages, liabilities, costs and expenses, including reasonable attorneys’ fees and costs, as incurred, arising in any manner out of Your or any third party's use of, or inability to use, the MSCI Data or any breach by You of any provision contained in this Agreement.
Agreement Regarding Content From FTSE International Limited, FTSE Global Debt Capital Markets Inc., FTSE Fixed Income LLC and/or Frank Russell Company (collectively, “FTSE/Russell”). In addition to the provisions set forth above, You agree to the following with respect to Content from FTSE/Russell (“FTSE/Russell Data”) and Your use thereof:
1. You agree not to redistribute or re-disseminate the FTSE/Russell Data without FTSE/Russell’s prior written consent. For the avoidance of doubt, redistribution or re-dissemination of any FTSE/Russell Data for the purpose of this Agreement includes without limitation making any FTSE/Russell Data available in any publications, on television services, via the internet or via any other electronic means of access.
2. You acknowledge that FTSE/Russell and/or other third parties assert intellectual property rights in the FTSE/Russell Data, and that the FTSE/Russell Data is provided subject to the terms of a Framework Agreement between Dimensional and FTSE/Russell.
3. You agree not to remove any copyright or other proprietary notices incorporated in the FTSE/Russell Data.
4. You agree not to use or exploit the FTSE/Russell Data for the purpose of creating any financial product or service which seeks to match the performance of, or whose capital and/or income value is related to the FTSE/Russell Data or any part thereof without the prior consent and agreement of FTSE/Russell on terms to be agreed with FTSE/Russell at its absolute discretion.
5. You are entitled to reprocess FTSE/Russell Data and perform calculations using the FTSE/Russell Data for use within Your organization; provided, however, that You shall not redistribute or re-disseminate such reprocessed data in whatever form it may take, whether the FTSE/Russell Data underlying the reprocessed data is readily identifiable or not.
6. You agree that Your name and address and other contact details may be passed to FTSE/Russell or You may be required to supply such information to FTSE/Russell in order for FTSE/Russell to monitor compliance with agreements relating to the supply of the FTSE/Russell Data and/or to invoice applicable fees or charges.
7. Dimensional is licensed by FTSE/Russell to publish the FTSE/Russell Data. FTSE/Russell shall not be responsible for any error or omission in the FTSE/Russell Data. All copyright and database rights in the FTSE/Russell Data belong to FTSE/Russell or its licensors. Redistribution of the data comprising the FTSE/Russell Data is not permitted. You agree to comply with any restrictions or conditions imposed upon the use, access, or storage of the FTSE/Russell Data as may be notified to You by FTSE or Dimensional, and You may be required to enter into a separate agreement with FTSE/Russell or Dimensional. “FTSE™”, “FT-SE™” and “Footsie™” are trademarks of London Stock Exchange PLC and The Financial Times Limited and are used by FTSE International Limited under license.
Agreement Regarding Content From ICE Data Indices, LLC (“ICE”). In addition to the provisions set forth above, You agree to the following with respect to Content from ICE (“ICE Data”) and Your use thereof:
1. ICE, ITS AFFILIATES AND THEIR RESPECTIVE THIRD PARTY SUPPLIERS DISCLAIM ANY AND ALL WARRANTIES AND REPRESENTATIONS, EXPRESS AND/OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, INCLUDING THE ICE DATA AND ANY DATA INCLUDED IN, RELATED TO, OR DERIVED THEREFROM. NEITHER ICE, ITS AFFILIATES NOR THEIR RESPECTIVE THIRD PARTY SUPPLIERS SHALL BE SUBJECT TO ANY DAMAGES OR LIABILITY WITH RESPECT TO THE ADEQUACY, ACCURACY, TIMELINESS OR COMPLETENESS OF THE ICE DATA OR ANY COMPONENT THEREOF, AND THE ICE DATA AND ALL COMPONENTS THEREOF ARE PROVIDED ON AN “AS IS” BASIS AND YOUR USE IS AT YOUR OWN RISK. ICE, ITS AFFILIATES AND THEIR RESPECTIVE THIRD PARTY SUPPLIERS DO NOT SPONSOR, ENDORSE, OR RECOMMEND DIMENSIONAL, OR ANY OF ITS PRODUCTS OR SERVICES.
Agreement Regarding Content From S&P Dow Jones Indices LLC (“S&P”). In addition to the provisions set forth above, You agree to the following with respect to Content from S&P (“S&P Data”) and Your use thereof:
1. Neither Dimensional, S&P, their affiliates nor any third-party licensor shall have any liability for the accuracy or completeness of the information or software furnished through by S&P, or for delays, interruptions or omissions therein nor for any lost profits, indirect, special or consequential damages;
2. Either Dimensional, S&P, their affiliates or third-party licensors have exclusive proprietary rights in any information and software received;
3. You shall not use or permit anyone to use the information or software provided through the Product for any unlawful or unauthorized purpose;
4. You are not authorized or permitted to furnish such information or software to any person or firm for reuse or retransmission without prior written approval of the source of such information or software; and
5. Access to the S&P services is subject to termination in the event that any agreement between Dimensional and a provider of information or software distributed through the Product is terminated in accordance with its terms.
6. You agree to give appropriate credit to S&P as the source of the S&P Data and include an appropriate disclaimer of liability on behalf of S&P or its third-party information providers generally in relation to errors or omissions in the S&P Data and the context from which it is drawn.
7. You agree not to provide or distribute S&P Data in any manner, including commercial resale, that competes with any distribution by S&P of its products in any form or format or of any derivative works based thereon.
8. S&P, DIMENSIONAL, THEIR AFFILIATES AND ALL OF THEIR LICENSORS DISCLAIM ANY AND ALL WARRANTIES AND REPRESENTATIONS, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE AS TO THE S&P DATA OR THE RESULTS OBTAINED BY THEIR USE OR THE PERFORMANCE THEREOF. THE S&P DATA IS PROVIDED ON AN “AS IS” BASIS AND YOUR USE OF THE S&P DATA IS AT YOUR OWN RISK.
  IN NO EVENT SHALL S&P, DIMENSIONAL, THEIR AFFILIATES OR THEIR LICENSORS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, LOST TIME OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Agreement Regarding Content From Bloomberg Index Services Limited (“Bloomberg”). In addition to the provisions set forth above, You agree to the following with respect to Content from Bloomberg (“Bloomberg Data”) and Your use thereof:
1. You represent that You will (i) not distribute the Bloomberg Data to the sales, trading or research areas in either the capital markets or investment banking divisions of any broker-dealer registered under the Securities and Exchange Commission Act of 1934, (ii) ensure that each of Your respective clients agree that it shall not sell, republish or transmit the Bloomberg Data in any form by any means, to any other party, without the prior written consent of Bloomberg and Dimensional, and (iii) use Your best efforts to communicate the terms of this Agreement to Your clients prior to any such distribution.
2. You acknowledge that all proprietary rights in the Bloomberg Data that are owned by Bloomberg shall remain the property of Bloomberg and that the Bloomberg Data as compiled, prepared, selected and arranged by Bloomberg constitute valuable commercial property and/or trade secrets of Bloomberg. You agree not to remove any copyright notice or other notification or trade name or marks of Bloomberg that may appear in the Bloomberg Data and that any reproduction and/or distribution of the Bloomberg Data shall contain such notices and/or marks as they appear in the Bloomberg Data.
3. BLOOMBERG AND DIMENSIONAL MAKE NO REPRESENTATIONS OR WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THE BLOOMBERG DATA, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE WITH RESPECT TO THE BLOOMBERG DATA OR THE USE OF THE BLOOMBERG DATA. THE BLOOMBERG DATA IS PROVIDED “AS IS” AND YOU EXPRESSLY AGREE THAT USE OF THE BLOOMBERG DATA IS AT YOUR SOLE RISK. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, BLOOMBERG AND DIMENSIONAL EXPRESSLY DISCLAIM ANY RESPONSIBILITY OR LIABILITY FOR ANY INACCURACIES OR INCONSISTENCIES IN THE BLOOMBERG DATA.
Agreement Regarding Content From Morningstar, Inc. (“Morningstar”). In addition to the provisions set forth above, You agree to the following with respect to Content from Morningstar (“Morningstar Data”) and Your use thereof:
1. You acknowledge that the Morningstar Data: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
2. The provisions of this Section 20(b) and of Sections 1(b), 1(d), 4, 6, 7, 8, 9, 10, 13, 15(i), 15(j), 17, 18(h), 19(c) and 20(a) hereof shall survive any expiration, cancellation, termination or rescission of this Agreement.

APPENDIX A

Website Terms of Use and Privacy Policy

Terms of Use: https://www.mydimensional.com/terms-of-use

Privacy Policy: https://www.mydimensional.com/privacy-policy